Mortgage Note Buyers and Sellers, Loan Servicing, and Hard Money Lenders

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Today is the Day that we Honor our Veterans

Happy Veterans Day!  We are grateful to those that have served and answered the call to protect our country and defend our nation.  This is a time where I remember those family members whom are no longer with us that were very proud of there service to…

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The Original Promissory Note

In the Note business locating the Original Promissory Note is an area where we see the most frustration  affecting  note sale transactions.  The Texas Note Company just recently closed a note sale transaction and up to that point I thought I had seen it all when it…

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Homestead Exemption – Lower Your Monthly Payment

When it comes time to pay the property taxes and/or adjust your monthly payment for the current year’s property tax, we at The Texas Note Company often find that homeowners have not filed the Homestead Exemption on their property.  Often the case, especially with first time buyers, is they do…

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Nine Steps to Closing a Real Estate Note Sale

Nine Steps to Closing a Real Estate Note Sale

Sell My Mortgage Note, Trust Deed, Land Contract, or Contract For Deed Want freedom from collecting payments for the next 10, 20, or even 30 years? Prefer a lump sum of cash today? If you sold property with seller financing chances are you’ve wondered about selling the…

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National Associations Makes Mortgage Business Prediction

October 20, 2015 by Justin da Rosa The Mortgage Bankers Association is predicting a boom in originations and a lull in refinances next year, representing a net decrease to $1.32 trillion in originations for 2016 from $1.45 trillion in 2015. The association announced Tuesday it is forecasting…

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Are First-time Buyers Over-extending Themselves?

Are First-time Buyers Over-extending Themselves?

I find this article on MPA.com very interesting in that the author identifies first-time buyers, and 2nd & 3rd time buyers for that matter, and then compares it to the lending that occurred in 2008 where banks and mortgage lenders, like Country Wide, were making loans where…

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Fed decides to Keep Fed Funds Rate where it is

Surprisingly the Fed opted to keep the Fed Funds rate where it is, I expected the to move them up a 1/4 of a point.  There was much anticipation around the Fed’s decision of what to do with the Fed Funds rate given the state of the…

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Selling a Mortgage Note Can Be Easy

Often is the case that a customer or potential customer will come to The Texas Note Company and have a note that they would like to sell and ask “How long will it take to close?” It is almost a trick question. What is boils down to…

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After the Flood: A Helping Hand for Fellow Texans

I spent some time in Blanco this weekend helping a friend clean up damage left by the Memorial Day weekend flash flood. My friend was lucky, all things considered. The bottom floor of the home was flooded, but he and his family are safe. Others were not…

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Friends and Family Cash Back Offer!

Know someone who’s looking to buy or sell a real estate note? Send them our way! If we close a transaction with them, you can get up to $300 CASH! Know someone who wants to sell a note? Tell them to follow these easy steps: They can…

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