At Texas Note Company (TNC), we're a consortium of real estate professionals and mortgage note buyers who specialize in Seller Financing. If you are the holder of deed-of-trust on a property that you have sold, then you may be thinking "it is time to sell my real estate note." We're specialists in helping you sell your note to real estate note buyers. Banks buy notes, and private individuals can buy notes as investments as well. This is exactly what we do as mortgage note brokers. We also offer end-to-end home mortgage loan services for individuals, investors or companies with real estate notes. TNC has the most up-to-date mortgage loan servicing automation software, including auto-draft services to track relevant information for every loan. We even offer hard money loans for real estate investments. Por espanol Venda Su Nota
When it comes time to pay the property taxes and/or adjust your monthly payment for the current year’s property tax, we at The Texas Note Company often find that homeowners have not filed the Homestead Exemption on their property. Often the case, especially with first time buyers, is they do not even know that the Homestead Exemption exists. It is a great way to save money.
What is the Homestead Exemption? The Homestead Exemption helps you save on taxes on your home. An exemption removes part of the value of your property from taxation and lowers your taxes. For example, if your home is valued at $100,000 and you qualify for a $20,000 exemption, you pay taxes on your home as if it was worth only $80,000. If your mortgage lender escrows your taxes, this will also lower your monthly escrow payment which lowers your total monthly payment.